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Home Rehabilitation Mortgage Insurance Benefits

Program Description

Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home.

General Program Requirements

All persons who can make the monthly mortgage payments are eligible to apply. Cooperative units are not eligible.

Your Next Steps

The following information will lead you to the next steps to apply for this program.

Application Process

To obtain an FHA insured mortgage, contact an FHA-approved lender:
http://www.hud.gov/ll/code/llslcrit.cfm

Program Contact Information

To contact a HUD Housing Counseling agency, go to:
https://entp.hud.gov/idapp/html/hecm_agency_look.cfm
To contact the Federal Housing Administration (FHA), please use one of the following methods:

Visit us at:
http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing...

Write us at:
U.S. Department of Housing and Urban Development
Federal Housing Administration
451 Seventh St., SW
Washington, D.C. 20410

Call us at:
1-800-CALL-FHA (1-800-225-5342) or via Federal Information Relay Service (w/TTY): 1-800-877-8339

Email us at:
answers@hud.gov