Servicemembers' Group Life Insurance Family Coverage (FSGLI)
Servicemembers' Group Life Insurance Family Coverage (FSGLI) is a component of the Servicemembers' Group Life Insurance (SGLI) program. It provides coverage for spouses and children of Servicemembers insured under SGLI....
What is Servicemembers' Group Life Insurance Family Coverage (FSGLI)?
Family Servicemembers' Group Life Insurance Coverage (FSGLI) is a component of the Servicemembers' Group Life Insurance (SGLI) program. It provides coverage for spouses and children of Servicemembers insured under SGLI. Non-military spouses are covered automatically for $100,000 or the amount of the member's coverage, whichever is less. Military spouses must apply for the coverage. Premiums for spouse coverage are based on the spouse's age and amount of coverage. Dependent children are covered for $10,000 each at no cost to the member.
Program Requirements
In order to qualify for this benefit program, you must be the spouse or dependent child of a Servicemember (Active Duty or Ready Reserve) who has full-time SGLI coverage.
A "dependent child" includes any unmarried child in one of the following categories:
- A natural child of the Servicemember
- A legally adopted child
- A stepchild who is a member of the Servicemember's household
- A child between the ages of 18 and 23 who is a full-time student, or a child who became permanently incapable of self-support before age 18
For more information, see the "Family SGLI Procedures Guide".
Application Details
What is the application process for Servicemembers' Group Life Insurance Family Coverage (FSGLI)?
If you are covered under full time SGLI and your spouse is not automatically covered, you may apply for spouse coverage by completing SGLV Form 8286A and submitting the form to your uniformed service.