Social Security Disability Insurance Benefits

U.S. Small Business Administration in Disability Assistance
December 19, 2018

Overview

Social Security Disability Insurance Benefits are a federally funded program administered by the U.S. Social Security Administration (SSA). Social Security pays disability benefits to you and certain members of your family if you have worked long enough and have a medical condition that has prevented you from working or is expected to prevent you from working for at least 12 months or end in death. Studies show that a 20-year-old worker has a 1-in-4 chance of becoming disabled before reaching full retirement age.

Administration

Social Security Disability Insurance Benefits is administered by U.S. Small Business Administration.

Program Requirements:

To qualify for this benefit program, you must:

  • Be unable to work because you have a medical condition that is expected to last at least one year or result in death.
  • Not have a partial or short-term disability
  • Meet SSA’s  definition of a disability
  • Younger than your full retirement age

Certain family members of disabled workers may be eligible to receive benefits based on the work of the disabled worker.

If you would like to find out if you may be eligible for any of the benefits SSA administers, take SSA’s Benefit Eligibility Screening Tool.

To see the listing of impairments that can qualify for disability, visit the "Adult Listing of Impairments" page. Even if your condition is not included in the listing, you still could get benefits.

Application Details

Once you know which benefits you may be eligible for, visit the Apply For Social Security Benefits webpage to apply online.

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