Medicare Savings Programs (MSP) are federally funded program administered by each individual state. These programs are for people with limited income and resources and help pay some or all of their Medicare premiums, deductibles, copayments and coinsurance.
There are four Medicare Savings Programs:
Below are general requirements for the MSP:
For a full list of requirements visit Medicare.gov’s Medicare Savings Program page.
Only the state can determine if an individual qualifies for coverage under one of the programs. Many states apply different standards and methods to determine MSP eligibility. Some states, for example, have no resources for these programs or figure the income and resources differently.
If you would like to find out if you may be eligible for any of the benefits SSA administers, take the U.S. Social Security Administration’s (SSA) Benefit Eligibility Screening Tool questionnaire.
Once you have completed the eligibility screening questionnaire, you will be provided with a list of benefits for which you may be eligible. Print this page for your records before going to the application site.
Once you know which benefits you may be eligible for, go to the Medicare Benefits page to apply online.
You may also call your State Medicare Program to see if you qualify and to apply.
Please visit the Centers for Medicare & Medicaid Services Forms and Publications page to download an application.