Housing Assistance and Subsidy Programs
Search Benefits
This program can help individuals buy a single family home in which they intend to live. While U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA) approved lenders m...
This program can help individuals buy a single family home. While U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA) approved lenders make loans through a number of...
Federal Housing Administration (FHA) insures mortgage loans made by FHA-approved lenders to buyers of manufactured homes and the lots on which to place them....
The Continuum of Care (CoC) Homeless Assistance Program assists individuals and families experiencing homelessness by helping homeless individuals and families move into transitional and permanent housing....
The purpose of the ESG program is to assist individuals and families quickly regain stability in permanent housing after experiencing a housing crisis or homelessness. ESG provides grants by formula to States, metropolitan cities, urban counties and ...
This program helps homebuyers or homeowners save money on utility bills by helping them get loans to cover the cost of adding energy saving features to new or existing housing as part of a Federal Housing Administration insured home purchase or refin...
The objective of this program is to support fair housing throughout the United States and provide an administrative enforcement system that is subject to judicial review....
A new pilot program was implemented in fiscal year 2011, which offers borrowers low-cost loans to make energy-saving improvements to their homes. Backed by the Federal Housing Administration (FHA), these new FHA PowerSaver loans offer homeowners up t...
The purpose of the program is to develop, implement, carry out, or coordinate education and outreach programs designed to inform the public concerning rights and obligations under the Fair Housing Act....
The purpose of the program?is to develop, implement, carry out, or coordinate programs or activities designed to obtain enforcement of the rights granted by the Fair Housing Act or by substantially equivalent state and local fair housing law....
The purpose of the program is to develop, implement, carry out, or coordinate programs or activities designed to obtain enforcement of the rights granted by the Fair Housing Act or by substantially equivalent state and local fair housing laws....
The program's objective is to develop or expand the ability of existing eligible organizations to provide fair housing enforcement and to establish new fair housing enforcement organizations....
If you are a law enforcement officer, firefighter, emergency medical technician, or teacher, this program may help you purchase a home in a U.S. Department of Housing and Urban Development (HUD) revitalization area by offering qualified purchasers a ...
HOME provides formula grants to States and localities that communities use-often in partnership with local nonprofit groups-to fund a wide range of activities that build, buy, and/or rehabilitate affordable housing for rent or homeownership or provid...
A U.S. Department of Housing and Urban Development (HUD) home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action on a Federal Housing Administration (FHA)-insured mortgage. HUD becomes the property owner and off...
Public housing was established to provide decent and safe rental housing for eligible low-income families. Public housing comes in all sizes and types, from scattered single family houses to highrise apartments for elderly families....
The Home Equity Conversion Mortgage (HECM) is Federal Housing Administration's (FHA) reverse mortgage program which enables you to withdraw some of the equity in your home. You choose how you want to withdraw your funds, whether in a fixed monthly am...
The housing choice voucher program provides assistance to very low-income families to afford decent, safe, and sanitary housing. Housing can include single-family homes, townhouses and apartments and is not limited to units located in subsidized hous...
U.S. Department of Housing and Urban Development (HUD) funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues and reverse mortgages....
U.S. Department of Housing and Urban Development (HUD) provides credit enhancement for mortgages for multifamily housing projects whose loans are underwritten, processed, serviced, and disposed?of by Housing Finance Agencies (HFA)....
This grant provides and operates cost-effective, decent, safe and affordable dwellings for lower income families through an authorized local Public Housing Agency (PHA)....
This program provides home ownership opportunities to Native Americans, Tribes, Tribally Designated Housing Entities (TDHEs), and Indian Housing Authorities on Indian land, through a guaranteed mortgage loan program available through private financia...
This grant provides Federal assistance for Indian tribes for the right of tribal self-governance, housing-related services such as housing counseling, self-sufficiency services, energy auditing, and the establishment of resident organizations....
Federal Housing Administration (FHA) insures mortgage loans made by private lending institutions to finance the purchase of a new or used manufactured home....
The Disaster Resource Locator is a web-based program on the National Housing Locator System (NHLS) website that allows the public to search for HUD Regional Offices, HUD Field Offices, Public Housing Authorities, and other disaster related resources....
The program?is designed to prohibit discrimination on the basis of age in programs or activities receiving Federal financial assistance....
The Federal Housing Administration (FHA) makes it easier for consumers to obtain affordable home improvement loans by insuring loans made by private lenders to improve properties that meet certain requirements. Lending institutions make loans from th...
The Single Room Occupancy (SRO) program provides mortgage insurance for multifamily properties consisting of single-room units....
The purpose of the program is to eliminate substantially substandard Indian owned and inhabited housing for very low income eligible Indians living in approved tribal service areas....
The Transition Incentive Program (TIP) provides annual payments for an additional two years beyond the expiration of a Conservation Reserve Program (CRP) contract to participants who sell their land, or lease it long-term, to a beginning or socially ...
Direct and guaranteed loans may be used to buy, build, or improve the applicant's permanent residence. New manufactured homes may be financed when they are on a permanent site, purchased from an approved dealer or contractor, and meet certain other r...
The Farm Labor Housing Loan and Grant program provides capital financing for the development of housing for domestic farm laborers. Farm Labor Housing loans and grants are provided to buy, build, improve, or repair housing for farm laborers, includin...
The Rural Housing Repair Loans and Grants program provides loans and grants to very low-income homeowners to repair, improve, modernize, or to remove health and safety hazards in their rural dwellings. Loans are arranged for up to 20 years at 1 perce...
Rural Rental Assistance is used to reduce the rent paid by low-income families who live in eligible Rural Rental Housing (RRH) and Farm Labor Housing (FLH) projects financed by the Rural Housing Service. To receive assistance, monthly rent payments m...
Rural Rental Housing Loans are direct, competitive mortgage loans made to provide affordable multifamily rental housing for very low-, low-, and moderate-income families; the elderly; and persons with disabilities. This is primarily a direct mortgage...
The FEMA Housing Portal is intended to help individuals and families who have been displaced by a disaster find a place to live. The portal consolidates rental resources to help individuals and families find available rental units in their area. Rent...
After a Presidential disaster declaration is made, you may be eligible for disaster assistance, including grant assistance, from the Federal Emergency Management Agency's (FEMA) Federal Assistance to Individuals and Households Program (IHP). After yo...
The Family Violence Prevention and Services Program (FVPSA) is available to help victims of domestic abuse and their dependents secure immediate shelter and related assistance. The program is committed to:
Providing shelter for victims and childre...
The Street Outreach Program (SOP) provides outreach services designed to build relationships between outreach workers and street youth. The goal of these efforts is to protect young people from the damaging effects of street life. SOPs are found in v...
Basic Center programs provide emergency shelter services to runaway and homeless youth. These programs seek to reunite young people with their families, whenever possible, or to locate appropriate alternative placements. Basic Center programs are loc...
The Native American Direct Loan (NADL) program makes home loans available to eligible Native American Veterans who wish to purchase, construct, or improve a home on Federal Trust land or to reduce the interest rate.
Veterans who are not Native Ame...
Veterans Affairs (VA) loan guarantees are made for the purchase of homes, condominiums, co-ops, and manufactured homes.
VA guarantees a percentage of the loan. This helps the Veteran obtain a no-down payment mortgage at a competitive interest rate...
Veterans and families requiring assistance finding or keeping safe, affordable housing can access services for homeless Veterans and their families by contacting the U.S. Department of Veterans Affairs (VA) Homeless Veterans Assistance Center. Servic...
A Veterans Administration (VA) interest rate reduction refinance loan (IRRRL) can be used to refinance an existing VA loan or a conventional loan into a VA-guaranteed loan and lower the interest rate and payment.
IRRRLs do not require credit under...
For Veterans or Servicemembers who have a conventional or sub-prime loan, the Department of Veterans Affairs (VA) has a network of eight Regional Loan Centers that can offer advice and guidance during times of financial hardship.
Borrowers may vis...
The Department of Veterans Affairs (VA) home loan guaranties are issued to help eligible Servicemembers, Veterans, Reservists, National Guard and certain surviving spouses obtain, retain and adapt a home and to refinance their loan....
The U.S. Small Business Administration (SBA) is responsible for providing affordable, timely and accessible financial assistance to homeowners and renters located in a declared disaster area. Financial assistance is available in the form of low-inter...