The Native American Direct Loan (NADL) program makes home loans available to eligible Native American Veterans who wish to purchase, construct, or improve a home on Federal Trust land or to reduce the interest rate.
Veterans who are not Native American, but who are married to a Native American non-Veteran, may be eligible for a direct loan under this program.
To obtain a NADL, the law requires that:
Commissioned Officers of the Public Health Service and National Oceanic and Atmospheric Administration are considered to be active duty members and Veterans, once discharged.
Length-of-service requirements apply, in most cases.
All prospective applicants are encouraged to first contact their local housing authority and VA to discuss their financial situation and obtain a general idea of whether or not they might qualify for a home loan.
For more information please visit the NADL program website.
For more information, see the Program Contact Information below.